Using in-network providers will save you money. The health plan determines eligibility for a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA).ĭepending on the HDHP you elect, you may have the choice of using either in-network and or out-of-network providers. Service delivery in the HDHP program within the FEHB Program may be offered with a: Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), or Point of Service (POS) plan. HDHPs in the FEHB Program have annual out-of-pocket limits which do not exceed $7,000for Self Only coverage and $14,000 for Self Plus One/Self and Family coverage. For 2021, an HDHP in the FEHB Program has a minimum annual deductible of $1,400 for Self Only coverage and $2,800 for Self Plus One/Self and Family coverage (the deductible amount is indexed every year). ![]() HDHPs may have a higher annual deductible than traditional health plans. To view all plans available in your area, use the OPM Tool to Compare Plans by ZIP Code High Deductible Health Plans (HDHP) For complete details refer to the individual plan brochure, available on the Federal Employees Health Benefits Program (FEHB) website.įor a quick comparison chart showing the differences between an HSA, an HRA, and a Health Care Flexible Spending Account (HCFSA), use the Comparison Chart for HSA, HRA and HCFSA. Thank your for your interest in learning more about High Deductible Health Plans (HDHP) with a Health Savings Account (HSA) or a Health Reimbursement Arrangement (HRA). Comparison Chart for HSA, HRA, HCFSA and LEX HCFSAįrequently Asked Questions for High Deductible Health Plans, Health Savings Accounts, and Health Reimbursement Arrangements.Limited Expense Health Care Flexible Spending Account (LEX HCFSA).Flexible Spending Accounts Toggle submenu. ![]()
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